Wednesday, December 30, 2009


Did I really get a loan modification or was it some other crap? Because my payment did not get reduced.

Ok, I know I've been thinking of little else and if I chance over to my own blog, I will write of little else as well. My words are of interest to few others than scammers and spammers, that's true.

This mistake has taught me very much about myself, but unfortunately I have no way of moving on. I can't walk away from the house, but I can't make the payment. I can't get a roommate because for some reason people don't want to pay me to live in a house without a working stove and a leaky bathroom sink and termites and a neglected yard.

I spoke with my mortgage company again today. Everybody says, "Talk to your mortgage company, don't ignore them!" They ignore me! I had to call three times before I actually reached someone instead of the call getting dropped. And I can't see how talking to them can help. They have my information. They know how much money I make, where all my money goes, and given that, I can't afford to make the payment. For my part, I know they don't want my payment to be any lower, they "can't" do anything more than all the great favors they did for me a few months ago, and they just want me to give them the date I can bring everything current.

We can't help each other at all.

No comments: